A new invoicing software from Xyche Web Solutions, Freelancer Panel is a fantastic program for freelancers and businesses of all sizes.

Overall, Freelancer Panel can:

• Maximize your time by knowing what you have to do and when.
• Keep track of payments from all of your clients.
• Effectively communicate with your clients.
• Completely manage your website.

Features of Freelancer Panel:

• Send Online Invoice to your Clients

• Online Freelance Client Management Software

• Fully Featured Project Management Software for Business & Freelancers

• Full Helpdesk with Knowledgebase

• Selling your Products through a Shopping Cart

• Bill For your Time, and Track Your Time!

“Freelancer Panel has been in business since 2006, and for the vast majority of that time, all of our credit card processing has been through MerchantPlus. We have customers in over 50 countries across the world now, and MerchantPlus has been with us through all of that. I am so pleased with MerchantPlus that Freelancer Panel is offering a 10% discount code to all of their customers. You will now be able to enjoy our software at a discounted rate. Our software does everything from managing invoices & projects, to helping you sell your products or services through your website. Many features, now at a much lower rate.”

Use the coupon code “mp” or “merchantplus” for 10% off any service paid monthly above the basic freelancer plan.

Freelancer Panel offers plans starting at $1.99 a month. For more information on Freelancer Panel and the specific plans they offer, head over to www.freelancerpanel.com.

In today’s world of advanced technology, new products and services are always coming to the market and can help you do business more efficiently and even save you money.  The smart phone is no exception. Anyone running a business or service that requires processing payments while on the road should learn how to process a credit card with a smart phone. It’s the most cost-effective way for small businesses to accept credit card payments while on the go.   So, how can you start accepting mobile payments?

Step 1: Hire a merchant account services provider that offers smart phone credit card processing. Companies such as MerchantPlus offer both iPhone credit card processing and Android credit card processing. The entire setup process is pretty simple.

Step 2: Go to the merchant account service provider website and apply for an account. Fill in your  personal contact information such as your name and email address.  Include your general business information, banking information, and business ownership information. Review and electronically sign the application to complete the registration process.

Step 3: Download the specific smart phone payment processing application from your phone’s application marketplace once your merchant services account is approved. The application will turn your smart phone into a mobile, virtual credit card terminal. You won’t need any additional hardware to completely process credit cards.

When you enter a customer’s credit card information into your phone, you’ll immediately see if the card is approved or denied. Your smart phone will be able to process Visa, MasterCard, Discover, and American Express credit cards. The credit card processing application uses a simple and intuitive user interface to help you process transactions when you’re anywhere near a cellular or WiFi signal, and transactions are sent securely over an encrypted SSL connection.

Taking payments via your iPhone or Android-powered phone will help your business compete while keeping costs low – and remember, by using your smart phone to process credit cards, you don’t have to carry another piece of bulky equipment with you in order to accept payments on the go.

The world wide web has made it possible for every business to sell to millions of people from one end of the earth to the other. With the web, your marketplace is the entire globe. Taking advantage of such a large potential-customer base takes an advanced payment processing system capable of working with various payment currencies. There are many benefits to providing multi-currency processing and international payment options.

First off, find a payment processor that has s expertise in Internet merchant accounts, mobile credit card processing, online credit card processing, and mobile credit card processing. Very few merchant account services providers can handle international payment options and multi-currency processing, so make sure to find one that can help you natively offer sales to your customers in Euros, Pounds, Yen, Australian Dollars, Canadian Dollars, etc.  This will increase your customer base and also lower the costs to your customers, who may be paying a foreign currency conversion fee in order to shop with you in US Dollars.

International payment processing options draw in buyers from different countries who may feel uncomfortable paying for items in terms of U.S. currency. Once international web visitors come to your website and see that you process payments in a number of different currencies, they’ll automatically get a sense that you provide personalized services. You thought of their needs, and top-notch service is what keeps customers coming back to your business again and again.

It’s difficult to make a website or business seem like a second home to an international web visitor. Most likely, the content on your site will be in your native language. A potential buyer whose native language is different from yours will have to adjust. However, when visitors arrive at your payment page, they can see a familiar currency option. Then, buyers will spread the word about your site, and your business will draw in even more traffic from all corners of the globe.

Work with a merchant account services provider who is interested in doing helping you set up international payment options. Making your payment system work for global users will only benefit you. It will bring in more customers and more profit. Setting up credit card processing online, Android credit card processing, iPhone credit card processing and other complex processing systems is a task you want to leave in the hands of people who can commit a large amount of time to setting everything up.

A well-established merchant account service provider will be happy to provide your business with international payment options and multi-currency processing. In the end, you’ll be satisfied and each international face that visits your online store front will be happy as well.

Examples of high risk businesses include telemarketing, infomercials, online dating and other industries that have a very large turnover with large volumes of sales. High risk businesses also have an increased risk of fraud. The stakes are high, but there’s plenty of money to be made. Choose your high risk merchant account provider carefully. All merchant account providers are not the same.

Determine the rates the provider charges for high risk merchant accounts. There are several facets of payment processing including credit card processing fees, gateway fees and risk or reserve fees. Make sure your provider is up front about the costs and also clearly knows your industry and business model.

Remember, rates charged for high risk merchant accounts are higher than standard merchant accounts due to increased risk for the bank. However, quality and cost-effective providers are available.  Make sure your credit card processor is clearly stating all charges and fees. 

Choose a  merchant account services provider with a long standing reputation. Research the number of years the company has been in business and look for a  list of past clients. Typically, you can find customer testimonials on the company website.

When you call the provider, ask questions about customer service so you can get a feel for how the provider will value your business. As a high risk business, it’s important to work with a company that’s available to answer any questions you might have. Ask about availability and whether you can reach the company via email, phone or online chat.

Ask how long it will take to get your merchant account up and running. This is perhaps one of the most important questions you can ask because the sooner you get started, the sooner you can begin processing payments and making money. But remember, high risk merchant accounts generally require an underwriting process that can take 4-5 days.

Working with a skilled merchant account services provider will facilitate easy processing of credit cards and help turn a profit for your business faster. Apply for a high risk merchant account at a company that will satisfy all your needs in the best way possible.

Successfully running an online store requires determination, creativity, and a strong sense of what’s most cost effective for your business. As an online store, you’ll have to accept credit card payments and work with other facets of credit card processing online. There’s a lot that goes into payment processing, and most business owners take advantage of companies that handle payment processing for them. There are many organizations that offer all kinds of merchant account services, but to keep your costs as low as possible, look for a merchant account services provider that offers clear pricing.

Call the merchant account services company and ask for a price list in writing. Tell the person on the phone you’d like to know the exact cost for any setup fees, transaction fees, application fees and annual fees. Also mention that you’d like information about Visa/MasterCard discounts and required monthly minimums. Make sure you get your gateway included for free in your merchant account or for very low cost. The company should be able to provide you with a written explanation of all pricing and fees and tell you what competitors charge.

Once you receive the pricing in writing, look over it to make sure you understand all the merchant account services terms.  If you don’t understand something, call the organization and ask for a thorough explanation. The payment processing company should also be able to tell you where to find further explanation on the company website.

Determine what your costs will be upfront and how that will affect your online store’s bottom line. Once you have everything sorted out and calculated, go to the company website to see if you can go through a demo of its payment processing system. The demo should be free of charge.  See how the company’s payment processing terminal accepts Visa, Mastercard, Discover, and American Express. Gauge how the terminal deals with newer payment processing  such as iPhone credit card processing or Android credit card processing. 

If you come through the demo satisfied, look at your prices in writing. Call the company and find out the signup process or sign up using their online application. In the long run, hiring a business to handle your online merchant account will save you time and money.

The world wide web has made it possible for every business to sell to millions of people from one end of the earth to the other. With the web, your marketplace is the entire globe. Taking advantage of such a large potential-customer base takes an advanced payment processing system capable of working with various payment currencies. There are many benefits to providing multi-currency processing and international payment options.

First off, find a payment processor that has s expertise in Internet merchant accounts, mobile credit card processing, online credit card processing, and mobile credit card processing. Very few merchant account services providers can handle international payment options and multi-currency processing, so make sure to find one that can help you natively offer sales to your customers in Euros, Pounds, Yen, Australian Dollars, Canadian Dollars, etc. This will increase your customer base and also lower the costs to your customers, who may be paying a foreign currency conversion fee in order to shop with you in US Dollars.

International payment processing options draw in buyers from different countries who may feel uncomfortable paying for items in terms of U.S. currency. Once international web visitors come to your website and see that you process payments in a number of different currencies, they’ll automatically get a sense that you provide personalized services. You thought of their needs, and top-notch service is what keeps customers coming back to your business again and again.

It’s difficult to make a website or business seem like a second home to an international web visitor. Most likely, the content on your site will be in your native language. A potential buyer whose native language is different from yours will have to adjust. However, when visitors arrive at your payment page, they can see a familiar currency option. Then, buyers will spread the word about your site, and your business will draw in even more traffic from all corners of the globe.

Work with a merchant account services provider who is interested in doing helping you set up international payment options. Making your payment system work for global users will only benefit you. It will bring in more customers and more profit. Setting up credit card processing online, Android credit card processing, iPhone credit card processing and other complex processing systems is a task you want to leave in the hands of people who can commit a large amount of time to setting everything up.

A well-established merchant account service provider will be happy to provide your business with international payment options and multi-currency processing. In the end, you’ll be satisfied and each international face that visits your online store front will be happy as well.

As a merchant, you have to constantly monitor the money that comes out of your pocket. Finding any way possible to save money is beneficial for any business. When it comes to payment processing, you’ll often pay any combination of setup fees, application fees, monthly fees, monthly minimums, PCI compliance fees, transaction fees and annual fees. Merchant credit card processors will offer you a discount rate (i.e. the percentage taken out of each sale that you process) on credit card transactions. However, not all discount rates are the same.

A discount rate is a small percentage of each transaction that is paid in order to accept credit card transactions. You pay this small percentage to the credit card processor. Many merchant account providers base this percentage on variables such as your evaluated risk, types of transactions, or your overall sales volume. The industry standard discount rate for processing z credit cards on the Internet or as a “keyed in” sale is between 2.29 and 2.99 percent. MerchantPlus, a leading merchant account services provider offers a rate of 2.15 percent, quite competitive with the industry standard.

When determining if a particular discount rate will benefit your business, consider the price of your average sale and your transaction fee. Take your per transaction fee and divide it by your average sale price plus your discount rate. You’ll end up with an approximation for what you’ll pay per each transaction.

In today’s economy, every business is focusing on increasing sales and converting potential customers into buying customers. That’s the way to help a company grow. To increase both conversions and sales, you need to gain both a customer’s trust and confidence. Using credit card logos is a key way to do this.

First off, it goes almost without saying that if you run a retail storefront or online store, you must accept credit card payments. 75 percent of U.S. families have one or more credit cards. Out of that percentage, many of those families prefer using credit cards over any other form of payment. If your business does not accept credit card payments, you’re missing out on a substantial part of the buying population. Customers who can’t pay you via credit card won’t just grab another form of payment. They’ll go to another business that will accept credit cards. You have to do what you can to stay ahead of the competition.

If you can accept credit cards, displaying approved, professional-looking logos representing the credit cards you accept will send a message to customers that you are running a legitimate company. Credit card logos also send a visual cue that customers can buy straight from your site. Make sure to visit one of the professional sites that can provide you with copy and paste high-quality web logos for Visa, Mastercard, Discover and American Express payment brands.

Some sites only function as storefronts. You can’t make Internet purchases from these sites. Instead, you have to call the customer service number or go to a store location. Displaying a credit card logo may be the only way customers will know for sure that they can point, click, and make a purchase directly from your site.

Boosting sales and conversion rests on your ability to relate to the customer, so put yourself in the customer’s shoes. When customers visit your site, they don’t know who you are or what you are about, but they are quite familiar with Visa or Mastercard logos. Displaying them proudly on your website is the first step to getting and nurturing your customer’s confidence. A customer who is confident in your business will buy from you again and again.

Swipe card payment processing via a point of sale terminal can be expensive. Not only do you have to factor in the cost and maintenance of the terminal equipment, but swipe card transaction fees as well. If you’re just starting your mail order business, saving money is a top priority. Even if your business has been around for a while, a company could always use a way to cut costs. Keep costs low by using your smart phone instead of a terminal to process payments.

Choose a merchant account services provider that is familiar with all facets of credit card processing and other payment processing services. MerchantPlus is the only merchant provider that offers Google Android and iPhone credit card processing.

Apply for an account with the merchant provider. Download the specific app for your smart phone and you’re ready to process payments on the go. You won’t have to worry about paying for or maintaining any additional hardware. Using a smart phone to accept credit card payments is really the way to keep costs low.

Then, once you have gained a large client base and profits start to role in, you can expand your business to a point of sale terminal set up. Your merchant account services provider can help you with that too. It can set up a swipe card system that’s just right for your growing mail order business.

Merchant account services providers specialize in meeting all the payment processing needs of a business. Trained to focus on the minute details of accepting payments such as mobile credit card processing, online credit card processing, Android credit card processing, and iPhone credit card processing, your merchant account service provider will work hard to process payments for your business so you can keep costs low and focus on other things.

With all the choices available for running an online store, it can be difficult to sort through everything and find out what the most cost-effective solution is for your business. Two things will greatly affect your bottom line — the time you put into your store and the money you spend getting it up and running. To keep costs low, using an efficient, affordable, and reliable merchant account services provider essential.

When selecting your merchant account services provider, cut expenses by focusing on trusted organizations that advertise clear pricing. Generally, merchant service providers charge annual fees of $100.00 and up, setup fees of at least $99.00, and an application fee. Also, many charge monthly minimums that can cost $25.00 or more, representing additional overhead to maintain your account. However, MerchantPlus does not charge an annual fee, application fee, setup fee or have monthly minimums. The pricing is clear. It’s $0.00 to setup which saves you a great deal of money. Any other minor fees are clearly stated on the website.

Another way to keep costs down is to invest in an organization that prides itself on customer service. A company that can navigate you through the merchant account services setup and gateway integration for your online store will help you avoid spending a lot of time figuring things out on your own or paying for the time of a web developer. By relying on a knowledgeable merchant provider, you can cut costs because you won’t have to lose money correcting payment processing mistakes or paying out of pocket to decipher integration guides or complicated setup procedures. The MerchantPlus team has nearly 10 years of experience and will carefully help you get started and make sure you get things right the first time. You’ll be raving about our customer service and online merchant account expertise.

Today’s customer base is made up of people of all ages. There are tech-savvy teenagers who are familiar with several forms of online credit card processing and customers who are used to making payments in more traditional ways. Each year brings with it more advanced technology. There are newer and more efficient ways to accept credit card payments and handle online merchant accounts in general. Only MerchantPlus allows credit card processing on Google Android and Iphone, giving you a low-cost mobile credit card processing solution for your business.

Keeping you merchant account costs low requires working with trusted providers who have years of experience in online payment processing. This will not only save you money, but it will save you time, allowing you to spend less time worrying about accepting payments and more time growing your online business.